Classroom Action Research Journal (CARJO)
https://journal-fe.um.ac.id/index.php/carjo
<table border="0" width="100%" cellspacing="10" cellpadding="4"> <tbody> <tr> <td valign="top" width="100"> <p><img src="https://journal-fe.um.ac.id/public/site/images/feadm/homepageimage-en-uscarjo.png" alt="" width="200" height="276" /></p> </td> <td valign="top" width="100%"> <table class="data" width="100%"> <tbody> <tr valign="top"> <td width="20%"><strong>Journal title</strong></td> <td width="40">:<strong> Classroom Action Research Journal (CARJO)<br /></strong></td> </tr> <tr valign="top"> <td width="20%"><strong>Initials</strong></td> <td width="40">: <strong>CARJO</strong></td> </tr> <tr valign="top"> <td width="20%"><strong>Editor in Chief<br /></strong></td> <td width="40">: <a href="https://scholar.google.co.id/citations?user=94WnqMMAAAAJ&hl=en">Januar Kustiandi, S.Pd.,M.Pd.,Ph.D.,CBV.,CDA</a><strong><br /></strong></td> </tr> <tr valign="top"> <td width="20%"><strong>Frequency</strong></td> <td width="40">: 3 issues every year</td> </tr> <tr valign="top"> <td width="20%"><strong>ISSN (online)<br /></strong></td> <td width="40">: <a title="ISSN" href="http://portal.issn.org/resource/ISSN/2598-4195">2598-4195</a></td> </tr> <tr valign="top"> <td width="20%"><strong>Publisher</strong></td> <td width="40">: Universitas Negeri Malang</td> </tr> </tbody> </table> </td> </tr> <tr valign="top"> <td width="20%"> <p><strong> </strong></p> </td> <td width="40"> <div id="content"> <div id="journalDescription"> <p> </p> </div> </div> </td> </tr> </tbody> </table> <p><strong>Journal Summary</strong></p> <p><strong>Classroom Action Research Journal (CARJO)</strong> publishes high-quality conceptual and measure development articles in the areas of classroom action research in economics, accounting, and management. These studies may take the form of action research, design experiments, or pedagogical research more generally, that is designed to improve the quality of teaching and learning. The objective of the journal is to promote interdisciplinary and cross-national collaboration between groups of teacher educators, educational researchers, and schoolteachers.</p> <p>Classroom Action Research Journal (CARJO) is a peer-reviewed academic journal that focuses on the publication of high-quality research in the field of education, specifically classroom-based action research. The journal aims to provide a platform for educators, researchers, and practitioners to share innovative strategies, practical solutions, and empirical studies that address challenges in the teaching and learning process. CARJO encourages submissions that promote reflective practice, instructional improvement, and the professional development of teachers across various educational levels.</p> <p>Published regularly, CARJO welcomes contributions from both national and international authors who are engaged in classroom research across disciplines. The journal prioritizes original articles that demonstrate methodological rigor, relevance to educational practice, and a clear impact on student learning outcomes. With its commitment to academic excellence and practical application, CARJO serves as a valuable resource for those dedicated to enhancing education through evidence-based practices.</p> <p>The Journal is published by Universitas Negeri Malang, Indonesia under management Department of Development Economics, Faculty of Economics. This journal is registered in crossref system with Digital Object Identifier (DOI) Prefix 10.17977 and is indexed/abstracted in Indonesian Publication Index, Base, Crossref, Google Scholar and so forth. Further, the journal will be prepared for inclusion in Scopus and Web of Science.</p> <p> </p> <p><strong>Announcement</strong></p> <p>We hereby announce that Classroom Action Research Journal (CARJO) has officially moved from the <a href="https://journal2.um.ac.id/index.php/carjo">old Open Journal Systems (OJS) system</a> to the <a href="https://journal-fe.um.ac.id/index.php/carjo/index">new OJS platform</a>. This move aims to improve efficiency, security, and convenience in the journal management process, from article submission to publication. All subsequent processes will be carried out through the new OJS. We urge all authors, reviewers, and editors to start using this new platform and re-register if necessary. Thank you for your support and cooperation.</p>Universitas Negeri Malangen-USClassroom Action Research Journal (CARJO)2598-4195Development of E-Comics as a Learning Media To Improve Students' Understanding of Payment Systems and Tools
https://journal-fe.um.ac.id/index.php/carjo/article/view/581
<p>Learning using E-Comics media is still rarely done in Senior High Schools. The lack of variation carried out by educators makes the classroom atmosphere less pleasant, so with the presence of E-Comics learning media, learning becomes more varied and interesting, and students do not get bored easily. The purpose of this development research is to determine the feasibility of Comic media on the material of payment systems and instruments, as well as to improve student understanding and to determine the effectiveness of the learning media. The development of E-Comics learning media uses the development procedure by Borg and Gall but is limited to the seventh research stage, namely product revision. The results of this study are in the form of E-Comics, which are formed in Flipbooks and then taught to class X students of SMAN 5 Malang. The results of the E-Comic validation in this study obtained a percentage of 92.5% by media experts, 90% by material experts, and in the response of small group trial students obtained a result of 86.5%, and in the response of large group test students 91%. Thus, it can be concluded that E-Comics media is very feasible to use and gets a positive response from students.</p>Agiya Syafindrayani
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2025-04-292025-04-297111010.17977/um013v7i12025p1-10The Influence of E-wallet Usage, Lifestyle, and Financial Literacy on The Consumptive Behavior of Economic Education Students
https://journal-fe.um.ac.id/index.php/carjo/article/view/582
<p>The purpose of this study is to determine the impact of e-wallets, lifestyle, and financial literacy on the consumptive behavior of Economics Education students at State University of Malang Class of 2022. The research method used was explanatory quantitative. The sample size was 113 out of 157 students in Economic Education Economics Education at the State University of Malang, as determined by the Slovin formula. A questionnaire and test were used to collect the data. The data was analyzed using the classical assumption test, multiple regression analysis, and hypothesis testing (t test and F test) in SPSS 27.0 for Windows. The analysis yielded the following results: 1) The use of digital wallets partially affects the consumptive behavior of Economics Education Students Class of 2022 State University of Malang, 2) Lifestyle partially affects the consumptive behavior of Economics Education Students Class of 2022 State University of Malang, 3) Financial literacy partially has no effect on the consumptive behavior of Economics Education Students Class of 2022 State University of Malang, 4) The use of digital wallets, lifestyle and financial literacy simultaneously affect the consumptive behavior of Economics Education Students Class of 2022 State University of Malang</p>Lisa Helendriani Tri Wahyu Hardaningrum
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2025-04-292025-04-2971112010.17977/um013v7i12025p11-20Is the Make a Match Method Effective in Improving Economics Learning Outcomes? (A Study on High School Students)
https://journal-fe.um.ac.id/index.php/carjo/article/view/585
<p>The improvement of education quality is something needed by all countries, including Indonesia. In Indonesia, efforts to enhance the quality of education have been made through the implementation of the Merdeka Belajar (Freedom to Learn) program by the Ministry of Education and Culture. The use of appropriate teaching methods is one of the efforts to improve the quality of education and enhance student learning outcomes. The cooperative learning method called "make a match" is a teaching method that encourages students to actively engage in learning activities by searching for matching cards they receive, which contain questions and answers. To determine the effectiveness and differences in student learning outcomes using the "make a match" teaching method and the lecture method, a research study was conducted using an experimental approach with a quantitative approach. The population in this study was the 10th grade students at SMAN 7 Malang. The sample for this study consisted of 64 students from classes X-07 and X 09, <br>which were divided into control and experimental groups. Data for this study were collected using pre tests and post-tests. The results of this study indicate that the "make a match" teaching method has a significant impact on learning outcomes, with a significance value of 0.01 < 0.05. The effectiveness of the "make a match" teaching method falls within the category of moderately effective, with an NGain percentage of 63.9%.</p>Ni`matul IstiqomahAji Rahmatullah
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2025-05-272025-05-2771212910.17977/um013v7i12025p21-29Analysis of Economic Literacy in Food and Beverage Micro Business Actors In Karangkates Village
https://journal-fe.um.ac.id/index.php/carjo/article/view/613
<p>Micro businesses are considered capable of dealing with economic crises, such as several food and beverage micro businesses in Karangkates Village, which are still able to rise from the downturn and maintain their businesses for years. This study aims to explore theeconomic literacy of food and beverage microbusinesses in Karangkates Village in running a business.This study uses a qualitative method with a type of phenomenological research. The results of this study indicate that economic literacy of businessman can be found from the utilization of resources to earn income, <br>how to set prices, deal with capital constraints, saving <br>money, adjust financial conditions, know the impact of price increases and how to deal with it, be frugal, and utilize government aid for business needs. The <br>application of financial management is still not optimal because businessman do not calculate their monthly income and do not keep financial records, so they do not know the exact amount of income per month. The government's role in business activities, which is known to businessmen, is still limited to financial aid, and they know less about government policies.</p>Eriza ShintaraTri Wahyu Hardaningrum
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2025-04-292025-04-2971414810.17977/um013v7i12025p41-48Implementation Of Hot Seat Game-Based Interactive Learning In Economics Subjects At State Senior High School 3 Blitar
https://journal-fe.um.ac.id/index.php/carjo/article/view/617
<p>Educational transformation is useful for developing one's knowledge and technology to create a more comfortable and interactive classroom impression. The author wrote this article with the aim of determining the level of student interest in receiving learning with hot seat game learning media. The researcher conducted the research using the type of classroom action research (classroom action research) this research was carried out at the Teaching Assistance placement school in 2024 for class X at SMAN 3 Blitar. The use of hot seat game learning media, using the Kurt Lewin model, through several stages such as planning, acting, observing, reflecting. The results obtained were that students were interested in learning using the hot seat game model, but almost half of the students felt bored because the questions given were not challenging enough.</p>Fiolisa Adinda Putri KarniawanNur Anita YunikawatiNaning Eko NovianaSigit Kriswanto
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2025-04-262025-04-2671304010.17977/um013v7i12025p30-40