Anggraeni, S.O., Wahyono, H. and Maharani, S.N. 2025. Does Prosocial Finance Help or Hurt? Examining Frugality, Digital Literacy, And Self-Efficacy in Household Financial Well-Being. JPBM (Jurnal Pendidikan Bisnis dan Manajemen). 11, 3 (Nov. 2025), 204–218. DOI:https://doi.org/10.17977/um003v11i32025p204.