Mustafri, A., & Astuti, R. (2024). Investigation of Determining Factors of Intention and Behavior in Using E-Wallet: Extending The UTAUT-2 Model. JPBM (Jurnal Pendidikan Bisnis Dan Manajemen), 10(3), 266–282. https://doi.org/10.17977/um003v10i22024p266