BAKAR, N.; MAHZAN, A.; ASRI, N.; SALLEH, N. .; AL-HADI, A.; CHAMBURI, N. Factors That Affect the Indebtedness of Urban Households - A Study in the Klang Valley Malaysia. JPBM (Jurnal Pendidikan Bisnis dan Manajemen), [S. l.], v. 10, n. 3, p. 297–312, 2024. DOI: 10.17977/um003v10i22024p297 . Disponível em: https://journal-fe.um.ac.id/index.php/jpbm/article/view/658. Acesso em: 4 jun. 2026.