SANTOSO, D.; HANDAYATI, P. .; MAHARANI, S. N. . Financial Literacy and Consumptive Behavior: The Role of Work Readiness and Self-Control. JPBM (Jurnal Pendidikan Bisnis dan Manajemen), [S. l.], v. 11, n. 2, p. 100–110, 2025. DOI: 10.17977/um003v11212025p100. Disponível em: https://journal-fe.um.ac.id/index.php/jpbm/article/view/725. Acesso em: 4 jun. 2026.